Despite the rate at which lawsuits are growing, prepaid legal insurance in the United States has still not been adopted widely. These type coverages have been received well in Europe and perhaps common. Today, in the United States 71% of Americans have ran into an occasion once a year where they have worked with a lawyer to resolve it and the covered members only number in the few millions. So why are we so stubborn? Is it because of the MLM strategy taken by the founding company Pre-Paid Legal Services INC? And the name has been affiliated with high pressure sales? This website will research this topic further, probing the advantages and disadvantages of these type plans and what are common coverage expectations when shopping for a plan. Some of the top employers have begun to offer legal insurance to their employees which is laying the foundation for future growth in this industry.